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A Christmas Memory
She was such a tiny woman, even from my child-sized estimation. Josie had beautiful, ancient Native American skin that was more wrinkled than any other skin I had ever seen. She wore her long brown hair (sprinkled with gray) in braids, and wore glasses that were...
Five Money Saving Tips (from a former financial disaster)
I am a recovering financial disaster. I would like to say I’m fully recovered, but I know how easy it is to slip into past bad habits. I’m writing this article as much as a reminder to myself as to be insight for others. I was a single mom for 18 years (until getting...
5 Ways to Balance Giving and Getting in Kids’ Christmas Traditions
My five and three-year-old daughters love to get “stuff.” It doesn’t matter what that “stuff” is. My daughter ran out of her room this morning, thrilled because she found a blue “fuzzy” (aka lint) in her room, and wasn’t it so soft? But regardless, their penchant for...




